| Budget setting | A. Kelly decides to set a monthly budget for home decoration B. Kelly runs over her budget within the first week |
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| Expenses | A. Kelly is curious about her spending behaviour and wonders if she is spending too much on eating out B. Kelly starts logging in expenses |
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| Income | A. Kelly receives salary at the end of the month B. some of her friends return her the money they owed her |
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| Investing | A. Kelly considers investing some of her saved money B. She talks with her friends about investing in crypto |
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